Microsoft Copilot · Standard (~$20) · verified September 25, 2026
Microsoft 365 Premium: $19.99/mo — what you get
Best for: Households and freelancers living in Office. Skip it if: you don't use Office apps.
1 month$19.99
1 year$199.99
2 years$399.98
Per day$0.55
What's included
| Price | $19.99/mo |
|---|---|
| Annual | $199.99/yr (save 17%) |
| Models | Premium Copilot in Word, Excel, Outlook, PowerPoint |
| Provider | Microsoft Copilot (Microsoft) |
| Last verified | September 25, 2026 |
- Full Office apps
- Up to 6 TB OneDrive shared by up to 6 people
- Premium Copilot for the subscription owner only
- Usage limits apply
The Microsoft Copilot ladder
- Copilot FreeFree
- Microsoft 365 Premium$19.99/mo
- Copilot Pro$20/mo
Step down: Copilot Free (Free)
Alternatives at a similar price
Plans from other providers within a few dollars of $19.99/mo.
| Plan | Provider | Price | Per year | Models | Best for |
|---|---|---|---|---|---|
| Google AI Pro | Gemini | $19.99/mo | $239.88/yr (monthly × 12) | Gemini 3.1 Pro, Gemini 3.8 Flash | Google Workspace users who also need lots of storage. |
| ChatGPT Plus | ChatGPT | $20/mo | $240/yr (monthly × 12) | GPT-6 Astra, GPT-6 Sol, GPT-6 Luna, GPT-5.6 Sol | Daily users who want the newest OpenAI models and research tools. |
| Claude Pro | Claude | $20/mo | $204/yr (save 15%) | Opus 5.5, Opus 5, Opus 4.8, Sonnet 5 | Writers, analysts and developers who work with Claude daily. |
| Perplexity Pro | Perplexity | $20/mo | $200/yr (save 17%) | Choice of GPT, Claude and Sonar models | People who research daily and want citations. |
| MultipleChat Pro | MultipleChat | $20/mo | $240/yr (monthly × 12) | ChatGPT Astra, Claude Fable 5.1, Gemini 3.8 Flash, Grok 4.6, Perplexity | People who use several AI models and want one bill. |
| Le Chat Pro | Le Chat | $14.99/mo | $179.88/yr (monthly × 12) | Mistral's top models | EU users who want a cheaper $20-class plan. |
Price history
| Date | Price | What changed |
|---|---|---|
| Aug 1, 2026 | — | Became the only way to get premium Copilot after Copilot Pro was retired |
Microsoft 365 Premium: questions
How much is Microsoft 365 Premium per year?
$199.99/yr (save 17%) on annual billing, or $19.99/mo month to month ($239.88 a year).
Is Microsoft 365 Premium worth it?
It's a good buy for: households and freelancers living in Office. Skip it if: you don't use Office apps.
What's a cheaper alternative to Microsoft 365 Premium?
In the same tier, Le Chat Pro costs $14.99/mo, $5 less per month.
Is there a free version of Microsoft Copilot?
Yes: Copilot Free. It includes copilot in windows, edge and on the web.
Sources
Checked against the official pages below on September 25, 2026. Prices are USD before local tax. See how we verify prices and the change log.