Head-to-head · verified September 25, 2026
Copilot vs Le Chat: price comparison
Le Chat is cheaper to start: Le Chat Student costs $5.99/mo against $19.99/mo for Microsoft 365 Premium. At the standard tier it's Microsoft 365 Premium ($19.99/mo) against Le Chat Pro ($14.99/mo).
Plans tier by tier
| Microsoft Copilot | Le Chat | |
|---|---|---|
| Free | Copilot Free Free | Le Chat Free Free |
| Entry (under $15) | — | Le Chat Student $5.99/mo |
| Standard (~$20) | Microsoft 365 Premium $19.99/mo | Le Chat Pro $14.99/mo Le Chat Team $24.99/mo |
| Premium ($90+) | — | — |
Key numbers
| Copilot | Le Chat | |
|---|---|---|
| Cheapest paid plan | Microsoft 365 Premium $19.99/mo | Le Chat Student $5.99/mo |
| Most expensive plan | Microsoft 365 Premium $19.99/mo | Le Chat Team $24.99/mo |
| Plans on sale | 2 | 4 |
| Annual discount | Yes | Not listed |
| Cheapest API model | No public API | Mistral Small 4 $0.15 / $0.60 |
| Priciest API model | No public API | Mistral Medium 3.5 $1.50 / $7.50 |
| Both standard plans | $34.98/mo together ($420/yr) | |
Pick Copilot if…
Freelancers, small businesses and households that spend hours a week in Word, Excel and Outlook.
- AI where your documents already live
- M365 Premium bundles Office, storage and AI for $19.99
- Annual plan at $199.99 is shared with up to 6 people (Office + storage)
Buy the ecosystem, not the chatbot. If Office is your day, it earns its price; otherwise look elsewhere.
Microsoft Copilot plans in detail →Pick Le Chat if…
European users and teams who want EU data handling at a lower price.
- Pro at $14.99 undercuts the $20 standard
- EU-based company, a plus for GDPR-sensitive work
- Student plan at $5.99
The value pick for Europe. Good enough for most daily work at 25% less than the $20 plans.
Le Chat plans in detail →Recent changes
- Copilot Copilot Pro retired
Support ended. Premium Copilot now only via Microsoft 365 Premium ($19.99/month).
Copilot vs Le Chat: questions
Is Copilot cheaper than Le Chat?
To start, yes for Le Chat: its cheapest paid plan is Le Chat Student at $5.99/mo, versus Microsoft 365 Premium at $19.99/mo.
Do Copilot and Le Chat both have a free plan?
Yes. Copilot Free: copilot in windows, edge and on the web. Le Chat Free: daily limits, web search.
Should I choose Copilot or Le Chat?
Choose Copilot if you are: freelancers, small businesses and households that spend hours a week in Word, Excel and Outlook. Choose Le Chat if you are: european users and teams who want EU data handling at a lower price.
Sources
Checked against the official pages below on September 25, 2026. Prices are USD before local tax. See how we verify prices and the change log.